Emiru added that other streamers also approached her for loans and called it the “loan shark arc.” She stated that one of the individuals asked her for a $130,000 loan.

The professional cosplayer mentioned that the loan agreement called for them to pay the principal over 20 years at a 0% interest rate. She stated:

Emiru explains how the “loan shark” joke led to streamers asking her for money

The conversation started at the 30-minute mark of her January 18 broadcast, when Emiru claimed she was “annoyed.” She expressed her displeasure with the “loan shark arc” and elaborated:

The 25-year-old streamer explained why she was okay with lending Mizkif money, stating that she was confident the latter would repay her:

Emiru then mentioned an unnamed streamer who connected with her sometime back, asking for a loan. She stated:

Timestamp: 00:30:40

The One True King (OTK) member claimed to have received the contract from the individual and provided details, saying:

Emiru decided not to lend a large sum after reading the contract. She then recalled the individual’s response, in which they pitched in to cut the loan period by ten years.

A few moments later, Emiru mentioned that the contract included a 0% interest rate:

Fans react to the streamer’s clip

The YouTube comments section featured over 20 fan reactions, and here’s a snippet of some relevant ones:

While one viewer advised the community to “never” lend money to their friends, another stated that the 0% interest mentioned in the contract would have caused Emiru to lose a lot of money due to inflation.

0 votes